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Is health insurance a scam? August 14, 2014

Posted by Tomboktu in Business, Health, Medical Issues.
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Is health insurance a scam?

I discovered today VHI has been including home-birth cover in my plan for some years. Gay male, late 40s, and I will so need that! More fundamentally, I’ve been paying for healh insurance for over 15 years, but as I have been approaching 50 in the last few years, the cost has been rocketing. Is it a case of reasonable rates when you’re young(er) and healthy (healthier), but push them up when you get to the age you’ll begin to need insurance, not matter how long you’ve been paying without drawing down?

This year, the price has to the point where I looked at it and wondered “why pay this?”

This morning, as I was discussing the options on the phone with the rep, I kept coming back to “If I’m so ill that I need insurance, my concern is to get the treatment, not to be in a first class hotel-standard room.”

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